Articles & News About Money & Coin Collecting
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How To Save Money On Credit Cards
Some credit cards offer a cash advance option. But how good a deal is this?
Not very. In fact, it can be downright expensive.
Why?
Because every time you use your credit card to withdraw case, more fees kick in:
- Cash advances can carry an upfront fee of 2 percent to 4 percent of the amount advanced.
- The advances have a higher interest rate than regular card charges.
- Interest charges begin to mount as soon as the money comes out of the ATM.
- Many issuers also require you to pay down the balances for purchases before you pay down the higher-interest cash advance balance.
Here's an example of how these fees kick in:
Assume you bought a television for $500 on your card and then took out $50 in cash. Even though you pay the $50 back the next day, you still lose your interest-free period because the credit provider deems you pay the cash back last.
As a result you will still owe the $50, but you will now only owe $450 on the $500 worth of purchases.
You'll continue to forfeit your interest-free period up until you have completely paid back the full $550. Any future purchases will still be ahead of the $50 in the payback line.
The lesson is simple: Avoid using your credit card to withdraw cash wherever possible. You'll save money as a result!
About The Author
Paul Davis is financial writer and contributor to http://debt-elimination-4u.com. Stop by and pick up your FREE guide on how to get out of debt now at: http://debt-elimination-4u.com/get-out-of-debt.htm
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Coin Collecting At FindaBook.com
Search For Books On Coin Collecting
Old Coin Value - What's Important
Thank you for being interested in our work. We hope to be of service with the following guidelines. Everything you have as probably some sort of value attached to it. Sometimes this value is founded on how you feel about a certain item, while other items are given values assigned by others. The same applies to old coins and other coins in you collection. While professional coin dealers or expert coin collectors will know the old coin value for various coins, we may have no idea about this. This is the main reason why you should acquire as much knowledge as you can about evaluating old coin value and what their price is. The knowledge you will gain is priceless. You will be able to get a ruff idea about what you can expect to get from the...
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Challenge Coins - A Special Type of Coins
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Historical Silver Dollar Value Trends Reveal Coins Destined for Bullish Futures
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Buy Silver Coins With Confidence: A Guide To Selecting Reputable Silver Bullion Dealers
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